REPRESENTATIVE FINANCIAL INSTITUTIONAL CLIENTS

BANK OF AMERICA

BARNETT BANK

CALIFORNIA FEDERAL BANK

CHASE MANHATTAN BANK

CITIBANK

FEDERAL NATIONAL MORTGAGE ASSOCIATION

FEDERAL DEPOSIT INSURANCE CORPORATION

FEDERAL HOME LOAN BANK OF ATLANTA

FEDERAL HOME LOAN BANK OF DALLAS

FEDERAL SAVINGS AND LOAN ASSOCIATION

FIRST UNION BANK

FLAGSHIP NATIONAL BANK

GLENDALE FEDERAL BANK

HOMEFED BANK

KEY BANK NATIONAL ASSOCIATION/SOCIETY CORPORATION

LIBERTY NATIONAL BANK

MELLON MORTGAGE

NATIONSBANK

NORTHERN TRUST

PEOPLES COMMUNITY BANK

REPUBLIC BANK

SOUTHTRUST BANK

SUNTRUST BANK